Hey there! Got a new Royal Bank of Canada (RBC) credit card in the mail but not sure how to activate it? This guide has you covered.
Activating your card is a quick and easy process. I’ll walk you through how to do it online or over the phone, so you can start enjoying the perks and rewards your RBC card offers.
Why You Need to Activate Your Card
Before you can start using your shiny new RBC credit card, you need to activate it. Here’s why:
- Security measure – Activation helps verify your identity and prevent fraud.
- Access account features – Activating unlocks all the benefits tied to your card, like cashback, travel insurance, etc.
- Make purchases – The card won’t work until it’s been activated.
So don’t delay! Activate that card so you can start spending (responsibly, of course).
What You’ll Need to Activate Your Card
To activate your card online or by phone, make sure you have the following handy:
- Card number – The 16-digit number printed on the front of the card.
- Security code – The 3 or 4 digit code on the back of the card.
- Expiration date – The month and year the card expires, typically printed below the card number.
- Your personal details – Including legal name, address, date of birth, etc.
- Access to Online Banking – If you already have an RBC online account.
- 10 minutes – That’s all the time you’ll need.
How to Activate Your RBC Credit Card Online
Activating online is fast and straightforward, whether you have Online Banking or not.
If You Don’t Have Online Banking
Follow these simple steps:
- Go to the RBC activation site.
- Enter your 16-digit card number and click “Start Activation”.
- Follow the instructions to provide your personal details.
- Create a card security code.
- Review and agree to the Terms & Conditions.
- Click “Activate Your Card” – you’re all done!
Once activated, you’ll see a confirmation message. Your card is now ready to use.
If You Have Online Banking
Log in and complete these steps:
- Click on “Credit Cards” and select the card you want to activate.
- Click “Activate My Credit Card”.
- Enter your card number and security code.
- Follow the prompts to activate your card.
After activating, you can immediately start using your card for purchases online or in-store.
Activate By Phone
You can also activate your RBC credit card by giving them a quick call:
- Canada & US: 1-800-769-2512
- International Collect: 514-392-9167
Here’s what to do:
- Call the number above from the phone number associated with your RBC account.
- Specify you want to activate your card.
- Have your card details ready and follow the prompts.
- A customer service agent will assist with completing activation.
And that’s it – your card will be activated within minutes!
Activate In Branch
Pop into any RBC branch with your new credit card and valid government ID. An RBC advisor can activate it right there on the spot.
Find a branch location near you.
Once your card is activated, you’re ready to shop online and in-store! Just be sure to make payments on time each month.
I hope this guide covered everything you need to swiftly activate your new RBC credit card. Let me know if you have any other questions!