How to Activate Your New Commerce Bank Credit Card at

So you just received a shiny new credit card in the mail from Commerce Bank? Congratulations! But before you can start enjoying those rewards points and other perks, you need to activate your card. Activating is simple and only takes a few minutes. This guide will walk you through the quick process.

What is Commerce Bank?

For those unfamiliar with Commerce Bank, here’s a quick intro. Commerce Bancshares is a bank holding company founded way back in 1865. They offer a wide variety of personal and business banking services including:

  • Checking and savings accounts
  • Credit cards
  • Loans
  • Mortgages
  • Investing opportunities

And they have branches located in Colorado, Illinois, Oklahoma, Kansas, and Missouri. So if you live in one of those states, chances are you have a Commerce Bank location nearby.

How to Activate Your Commerce Credit Card

Activating your card is necessary to verify your identity and start using the card to make purchases and payments. Here are the simple steps:

  1. Visit the card activation website: Go to This will take to you the card activation landing page.
  2. Enter your personal details:
    • Last 4 digits of your SSN or tax ID number
    • 16-digit credit card number located on the front of your card
  3. Click Activate.

That’s it! After clicking Activate, the system will verify your details. Within a few minutes you should receive a card activation confirmation message on the website, via email, and on your phone.

Trouble Activating? Contact Customer Support

Didn’t receive a confirmation or having trouble activating? No problem, you can call Commerce Bank’s customer support line directly for help.

  • Phone: 1-855-659-1656
    Follow the prompts to talk to a live agent about your card activation issue.
  • Spanish Phone: 1-855-818-7013
  • Email: Click “Email Us” on
  • Support Hours:
    • Monday-Friday: 8AM-8PM
    • Saturday: 8AM-4PM

Now get out there and start earning rewards with your active Commerce Bank credit card! Let me know if you have any other questions.

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